Urban Upbound Federal Credit Union

The Urban Upbound Federal Credit Union offers affordable and relevant financial services including access to capital, asset-building vehicles and ownership stakes to its members. The credit union is located across from Queensbridge Houses, the largest public housing development in the country, and down the street from Ravenswood Houses.

It serves as an economic anchor, helping ensure that as Long Island City continues to change, the growth benefits residents throughout the neighborhood by keeping neighborhood assets locally owned and controlled.


The Urban Upbound Federal Credit Union offers membership to anyone across all five boroughs–Queens, Brooklyn, Manhattan, Staten Island, and the Bronx — who works, worships, or resides in western Queens (Long Island City, Astoria, Sunnyside, and Woodside). Urban Upbound Federal Credit Union provides low barriers to entry that allows members to access financial services despite having less-than-perfect credit.

Our Services
  • Checking/Savings We offer free checking accounts and online banking, and regular, custodial, holiday, vacation, and business savings accounts. Our debit cards can be used free of charge at any 7-Eleven ATM.
  • Personal Loans Whether you are interested in purchasing a used vehicle, refinancing an existing loan, consolidating your bills, or financing other needs, the Urban Upbound Federal Credit Union has a loan for you.
  • Small Business Loans No matter what your business needs are, the Urban Upbound Federal Credit Union can customize a loan package with flexible payment schedules to help your business succeed.
  • Share Certificates Share Certificates are safe investments that typically pay higher interests rates than savings accounts, and where the funds are locked for a specific term.
  • NYCHA Rent Payments Pay your rent free from fees using our online banking system. You can add NYCHA as a payee and make payments directly from your bank account.
  • Credit Building Loans Members can apply for a credit builder loan to repair damaged credit and create a habit of saving.
  • Credit Card Improve or reestablish your credit with Urban Upbound Federal Credit Union Credit Card. Start building your credit by applying today! All Credit Cards are subject to credit approval.


The Urban Upbound Federal Credit Union is located at 13-03B 40th Avenue, Long Island City, NY. To learn more, give us a call at 718-784-5050, or visit our website www.uufcu.org.